---
title: AIU Press Release
description: AIU partners with Appulate to simplify submissions and provide nationwide access to high-limit E&S commercial property insurance solutions.
image: https://blog.appulate.com/hubfs/appulate%20x%20aiu.png
---

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 July 9, 2025

# AIU Press Release

 By  [Elliott Pickett](https://blog.appulate.com/author/elliott-pickett)  ·   2 minute read

**AIU Partners with Appulate to Deliver Premier E&S Commercial Property Insurance Opportunities Nationwide.**

**Westlake Village, CA** - AIU, a leading provider of specialized E&S commercial property programs, has announced a new partnership with Appulate, the #1 digital distributor of P&C insurance, to expand market access and simplify submissions. This collaboration gives agents nationwide access to AIU’s high-limit property solutions, now also available through Appulate’s cutting-edge submission technology.

Supporting agencies of any size with their rapid turnaround, top-rated carriers, and effortless renewals, AIU offers completely unique coverage that often rivals or exceeds standard markets. Backed exclusively by A-rated or better carriers, their custom programs are designed to offer exceptionally high limits and tailored solutions for hard-to-place and high TIV valued risks.

With unmatched rates for risks that fit any appetite, and clear, well-defined underwriting guidelines, AIU provides exceptional value that’s hard to match in the E&S property space. Offering uniquely robust benefits that sets them apart from others in the field:

**Highlights:**

- Full replacement cost.
- $1B blanket limits.
- No coinsurance.
- Full Ordinance or Law coverage.
- ACV coverage with no margin clause.
- Broad peril coverage.
- $10M flood sublimit in non-critical zones.
- $25M earthquake sublimit.
- Sprinkler leakage (EQSL) included.
- Support for Tier 1 Wind Zones with their **X*-Wind Product***. \*
- Responsive service and deep underwriting expertise.

**Eligible Risks Include:**

- Habitational risks (apartments, HOAs, condos).\*
- Hotel and motel properties. \*
- Healthcare facilities. \*
- Pre-2000 frame construction.
- Non-sprinklered buildings.
- Older electric.
- Exterior access
- Special X-wind product available in AL, FL, GA, MS, NC, SC, and VA.

*\*Available in all states except AK, CO, FL, HI, LA, NY, and OK.*

AIU delivers fast service, broad coverage, and high-limit options that help agents win business and retain clients. Through Appulate, submissions are fast, easy, and more connected, bringing more opportunities to agencies nationwide.

**About AIU**

AIU is a commercial E&S property program manager offering specialized coverage for habitational, hotel/motel, and healthcare risks, backed by A-rated domestic and London-based surplus lines carriers. With a focus on partnership, loss control, and proactive risk management, AIU is a trusted market for agents seeking strong coverage and responsive service for complex property accounts.

For more information, please contact Amalgamated Insurance Underwriters at (800) 613-2600, email [hello@aiu-usa.com](mailto:hello@aiu-usa.com), or visit [http://www.aiu-usa.com/](http://www.aiu-usa.com/?utm_campaign=Appulate12&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_YqENw8xZsIZnoqzaO_HHUaXjaZJxbQSmAPpHepXNzXUxgCFr5wab_hPExfIWKiCaO2uiW) .

**About Appulate**

Appulate is a technology leader in the insurance industry, known for its powerful automation tools that connect independent agents with markets more efficiently. With award-winning solutions trusted by hundreds of carriers and thousands of agencies nationwide, Appulate continues to push the boundaries of Insurtech innovation.

***Visit Appulate at*** [***www.appulate.com***](https://d1082g04.na1.hubspotlinks.com/Ctc/W2+113/d1082g04/VW7ZPs6vMqgvW4l80101gS9C7W9ccHTJ5hYNqJN6L2Zr83hKBbW69sMD-6lZ3lCN8WfCSp8L3qVW4HdZmG4s9bnnW1tXldQ8RKQ1WMrhPyB713mdW5j98Ck1_V0pWW7T0-qr79Cj52W6pjhCs1NrZW4W99jmxh4tGMJRW3Xq1RS5bX0lmW2q82s04ZkKnPW3lJt_T6-qgzxW2Yw2Mv11j90zW3Bnb-r69tpXFW4t5lMp3HS-BwN1KrDkp_6_05W99MVxs1NBrSrW8tPVRY7Z6HpgW8Xg9Yx7Rn-m5VqQT-S2f2JqGW5HcQjX73LlWbf6d-cl804?utm_campaign=Appulate12&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_YqENw8xZsIZnoqzaO_HHUaXjaZJxbQSmAPpHepXNzXUxgCFr5wab_hPExfIWKiCaO2uiW)

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