--- title: Appulate Blog description: Explore the latest insights and trends in insurance technology with Appulate's dynamic blog. Discover the latest trends and innovations in the industry. --- [![Appulate Logo](https://blog.appulate.com/hubfs/Blog%20SVG-1.svg "Appulate Logo")](https://newblog.appulate.com/blog) Open main menu Close main menu - [Book a Demo](https://info.appulate.com/schedule-a-demo) Select Category Insurance Automation Johnny's Desk Press Releases ![](https://afocirmbqdxnkyescnev.supabase.co/storage/v1/object/public/featured-images/234740d8-18d2-426e-8d62-f288fd6d1491/workflows/7477bfdd-c26f-4267-a3ad-79a2c50d194d.webp) [Insurance Automation](https://blog.appulate.com/tag/insurance-automation) ### [How to Improve Commercial Submission Quality](https://blog.appulate.com/improve-commercial-submission-quality) Sep 30, 2026, 10:01:34 AM A commercial submission rarely arrives as one clean, complete record. It comes in through an [ACORD form](https://appulate.com/content/uplink), a supplemental application, a loss run PDF, a spreadsheet, email attachments, and follow-up messages from the insured. The work required to improve commercial submission quality begins before an underwriter sees the account. It depends on how reliably an organization captures, structures, validates, and delivers the information that moves with the risk. [Riley Smith](https://blog.appulate.com/author/riley-smith) [Read More](https://blog.appulate.com/improve-commercial-submission-quality) ![](https://blog.appulate.com/hubfs/Blog_%20Commercial%20Insurance%20Submission%20Automation_2-1.webp) [Insurance Automation](https://blog.appulate.com/tag/insurance-automation) ### [Commercial Insurance Submission Automation](https://blog.appulate.com/commercial-insurance-submission-automation) Sep 28, 2026, 12:57:13 PM A producer sends an ACORD application, a schedule of values in Excel, three supplemental forms, loss runs, and an email with the details that matter most. An operations... [Riley Smith](https://blog.appulate.com/author/riley-smith) [Read More](https://blog.appulate.com/commercial-insurance-submission-automation) ![](https://blog.appulate.com/hubfs/Canva%20images/From%20Johnnys%20Desk.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [AI-Powered Submission Intelligence Transforms Commercial Underwriting](https://blog.appulate.com/ai-powered-submission-intelligence-transforms-commercial-underwriting) Aug 19, 2026, 1:52:31 PM   ![Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/hs-fs/hubfs/transparent_%20John-1.png?width=45&name=transparent_%20John-1.png) [Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/author/johnny-yarbrough-vp-of-product-strategy-solutions-consulting) [Read More](https://blog.appulate.com/ai-powered-submission-intelligence-transforms-commercial-underwriting) ![](https://blog.appulate.com/hubfs/Canva%20images/From%20Johnnys%20Desk.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [Sneak Peek: Appulate's New Underwriting Analysis Capability](https://blog.appulate.com/sneak-peek-appulates-new-underwriting-analysis-capability) Jul 27, 2026, 6:09:08 PM   ![Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/hs-fs/hubfs/transparent_%20John-1.png?width=45&name=transparent_%20John-1.png) [Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/author/johnny-yarbrough-vp-of-product-strategy-solutions-consulting) [Read More](https://blog.appulate.com/sneak-peek-appulates-new-underwriting-analysis-capability) ![](https://blog.appulate.com/hubfs/Loss%20Runs%20Image.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [What Software Helps Underwriters Analyze Insurance Loss Runs?](https://blog.appulate.com/what-software-helps-underwriters-analyze-insurance-loss-runs) Jul 24, 2026, 2:08:48 PM Every commercial insurance underwriter knows the feeling. ![Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/hs-fs/hubfs/transparent_%20John-1.png?width=45&name=transparent_%20John-1.png) [Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/author/johnny-yarbrough-vp-of-product-strategy-solutions-consulting) [Read More](https://blog.appulate.com/what-software-helps-underwriters-analyze-insurance-loss-runs) ![](https://blog.appulate.com/hubfs/Canva%20images/From%20Johnnys%20Desk.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [The Next Competitive Advantage in Underwriting](https://blog.appulate.com/the-next-competitive-advantage-in-underwriting) Jul 21, 2026, 10:39:12 AM   ![Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/hs-fs/hubfs/transparent_%20John-1.png?width=45&name=transparent_%20John-1.png) [Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/author/johnny-yarbrough-vp-of-product-strategy-solutions-consulting) [Read More](https://blog.appulate.com/the-next-competitive-advantage-in-underwriting) ![](https://blog.appulate.com/hubfs/The%20Million%20Dollar%20Milestone.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [The Million Dollar Milestone](https://blog.appulate.com/the-million-dollar-milestone) Jul 13, 2026, 9:28:36 PM The Million Dollar Milestone For years now, the insurance industry has talked about automation through AI tools and what that could look like. But today, proving value matters more than promising it. ![Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/hs-fs/hubfs/transparent_%20John-1.png?width=45&name=transparent_%20John-1.png) [Johnny Yarbrough - VP of Product Strategy & Solutions Consulting](https://blog.appulate.com/author/johnny-yarbrough-vp-of-product-strategy-solutions-consulting) [Read More](https://blog.appulate.com/the-million-dollar-milestone) ![](https://blog.appulate.com/hubfs/How%20do%20P%26C%20Insurers%20Decide%20Where%20to%20Place%20their%20Bets%20on%20AI%3F.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [Door #1, 2, or 3? How do P&C Insurers Decide Where to Place their Bets on AI?](https://blog.appulate.com/door-1-door-2-or-door-3-how-do-pc-insurers-decide-where-to-place-their-bets-on-ai) Apr 27, 2026, 10:50:46 AM Last week, I wrapped up my 100th business day as President of Appulate and thought I would share some observations and insights I have garnered over the past few months. During this time, I have spoken with executives from roughly 50 of our current and prospective customers, including carriers, MGAs, wholesale brokerages, and retail agencies. I’ve noted several common themes throughout these conversations: [Trae Jones, President, Appulate, Inc.](https://blog.appulate.com/author/trae-jones-president-appulate-inc) [Read More](https://blog.appulate.com/door-1-door-2-or-door-3-how-do-pc-insurers-decide-where-to-place-their-bets-on-ai) ![](https://blog.appulate.com/hubfs/trae%20joins.png) [Press Releases](https://blog.appulate.com/tag/press-releases) ### [Trae Jones joins Appulate as President](https://blog.appulate.com/trae-jones-joins-appulate-as-president) Jan 6, 2026, 12:37:34 PM Big news to share at Appulate! [Elliott Pickett](https://blog.appulate.com/author/elliott-pickett) [Read More](https://blog.appulate.com/trae-jones-joins-appulate-as-president) ![](https://blog.appulate.com/hubfs/fjd%20nov2.png) [Johnny's Desk](https://blog.appulate.com/tag/johnnys-desk) ### [Overcoming the hidden bottleneck that’s plaguing the insurance industry](https://blog.appulate.com/overcoming-the-hidden-bottleneck-thats-plaguing-the-insurance-industry) Dec 30, 2025, 10:28:33 AM **The Hidden Bottleneck of Every Insurance Workflow**  [Johnny Yarbrough](https://blog.appulate.com/author/johnny-yarbrough) [Read More](https://blog.appulate.com/overcoming-the-hidden-bottleneck-thats-plaguing-the-insurance-industry) [1](https://blog.appulate.com) [2](https://blog.appulate.com/page/2) [3](https://blog.appulate.com/page/3) [4](https://blog.appulate.com/page/4) [5](https://blog.appulate.com/page/5) #### About - [About Us](https://appulate.com/about) - [Appulate 101](https://info.appulate.com/tutorial) #### Services - [For Agents](https://appulate.com/for-agents) - [For Carriers](https://appulate.com/for-carriers) - [For MGAs](https://appulate.com/for-mgas) - [For Wholesaler](https://appulate.com/for-wholesalers) - [For PEO](https://appulate.com/for-peo) #### News - [Help Center](https://help.appulate.com/en/knowledge) - [Market Directory](https://appulate.com/market-directory) [Follow us on Facebook](https://www.facebook.com/Appulate) [Follow us on LinkedIn](https://www.linkedin.com/company/appulate-inc/) [Follow us on Twitter](https://twitter.com/Appulate/) [Follow us on YouTube](https://www.youtube.com/@Appulate)